By Larissa Ham

Janine Hall’s first attempt at running her dream business turned into a bit of a nightmare.

Realising her high-flying city life as a marketing executive was making her “lonely and sad and incredibly unhealthy,” Hall dusted off some old business plans and flew to Brazil’s north to launch a surfing and yoga retreat, dropping $60,000 in the process.

But the timing was shocking.

* Published in the Sydney Morning Herald. Click here to read more.